Privacy

WHAT DOES ST. ANTHONY of NEW BEDFORD FEDERAL CREDIT UNION
DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this
notice.

All financial companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information; the reasons St. Anthony of New Bedford Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

  • For our everyday business purposes—
    such as to process your transactions, maintain
    your account(s), respond to court orders and legal
    investigations, or report to credit bureaus (Does STANTFCU share? YES Can you limit this sharing? NO)
  • For our marketing purposes—
    to offer our products and services to you (Does STANTFCU share? YES Can you limit this sharing? NO)
  •  For joint marketing with other financial companies (Does STANTFCU share? YES Can you limit this sharing? NO)
  •  For our affiliates’ everyday business purposes—
    information about your transactions and experiences (Does STANTFCU share? NO Can you limit this sharing? We Don’t Share)
  • For our affiliates’ everyday business purposes—
    information about your creditworthiness (Does STANTFCU share? NO Can you limit this sharing? We Don’t Share)
  •  For non affiliates to market to you (Does STANTFCU share? NO Can you limit this sharing? We Don’t Share)

How does St. Anthony of New Bedford Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files
and buildings.

How does St. Anthony of New Bedford Federal Credit Union collect my personal information?
We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

Why can’t I limit all sharing?

Federal law gives you the right to limit only

    • sharing for affiliates’ everyday business purposes—information
      about your creditworthiness
    • affiliates from using your information to market to you
    • sharing for non affiliates to market to you

State laws and individual companies may give you additional rights to
limit sharing.

Definitions

Affiliates: Companies related by common ownership or control. They can be
financial and non-financial companies.
Non-affiliates: Companies not related by common ownership or control. They can be
financial and non-financial companies.
Joint marketing:  A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
Our joint marketing partners may include insurance companies
such as CUNA Mutual Insurance.